Your content

Short term medical (STM) insurance provides benefits for temporary insurance needs. STM is designed to provide financial protection in the event of an unexpected injury or illness, while waiting for coverage to begin under an ACA-qualified plan.

Short term medical plans offer: cost effective premiums, options on coinsurance and deductibles, great coverage, and much more!

A health care sharing ministry is an organization in the United States that facilitates sharing of health care costs among individual members, in the United States, who have common ethical or religious beliefs.

A major medical health insurance plan is a type of medical insurance plan that meets all of the minimum essential benefit standards of the Affordable Care Act (ACA or “Obamacare”),while providing benefits for a broad range of inpatient and outpatient health-care services. We offer a wide range of HMOs, PPOs and HSAs to accommodate your specific needs and requirements.

A Medicare Supplement Insurance (Medigap) policy helps pay the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Vision insurance is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses. For quote click link below. We have other carriers as well.

http://www.star.ameritas.com/personal-plans?agnt=010P9992

Not all dental plans are the same. Some focus heavily on preventive care—and typically have lower premiums as a result. Others have more robust benefits for basic or major care. For quote click link below. We have other carriers as well.                                http://www.star.ameritas.com/personal-plans?agnt=010P9992

No matter how good your medical insurance is, if you are hospitalized for an injury or illness there will likely be expenses that aren’t covered.Cash benefits can be used for: •Co-pays or co-insurance •Rent/mortgage •Car payments •Child care •Everyday living expenses...

Disability insurance can help you replace a portion of your income when you are sick or injured and unable to work. Many people use disability coverage to provide payments for their mortgage, vehicles, or other household expenses during that difficult time. Having this kind of coverage helps our clients to have peace of mind, knowing that in the event of a disability they will still have a monthly income. Individuals must qualify for disability coverage, which is dependent on a number of factors including current health and medical history, age, and occupation.

Critical illness insurance is medical insurance that provides a lump-sum benefit upon diagnosis of a covered critical illness or condition. This payout helps our clients avoid the financial burden that can be created by those illnesses. Our clients have found this benefit payout useful for getting the treatment they want, spending time with their family and friends, keeping their home, and filling in the financial gaps left by most medical insurances. Individuals must qualify for critical illness coverage which is dependent on a number of factors including, current health and medical history, age, and occupation.

Click link for rates    

A trip to the hospital can be stressful enough without the added expense that may come with it. Supplemental Hospital Insurance provides fixed benefits for out-of-pocket costs as a result of a covered hospital stay or surgery, up to the selected maximum amount. With two easy-to-understand options and an additional buy-up offered, the Supplemental Hospital Insurance provides flexibility for both needs and budget. 
Supplemental Hospital Insurance provides coverage for:                                                             Inpatient hospital confinement   

                                                                                      Inpatient and outpatient surgical services                                                                                                                                                                             Second surgical opinion                                                                                                                                                                                                             Outpatient urgent care or emergency room visits                                                                                                                                                               Outpatient diagnostic x-ray or lab